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Traffic Citations - Insurance Increases for Certain Violations


Smart Money listed a chart with potential increase in care insurance rates when you get a ticket for various traffic violations. The data in the calculations were derived from a review of 490,000 auto insurance quotes. The results:

Reckless Driving: 22%

DUI/OWI/Drunk Driving/Operating with Prohibited
BAC – First Offense: 19%

Driving without a license or permit: 18%

Speeding 30 mph over the limit: 15%

Failure to stop: 15%

Improper Passing: 14%
Tailgating / Following Too Closely: 13%

Speeding 1 to 14 over the limit: 11%

No care insurance: 6%

Seat Belt infractions: 3%

They also tell you what you can do to minimize (or even negate) the impact of a ticket:

*Fight the ticket
*Weigh alternate pleas
*Shop for a new policy
*Keep you nose clean
*Take a driving course

The bottom line is that simply paying a ticket or pleading guilty to a charged offense may be detrimental to your pocket book.

Courtney & Molter can help you weigh your options, provide an honest appraisal of what to expect and the cost of contesting citations.

In the Milwaukee County area, we have proudly represented drivers for 30 years in Bayside, Brown Deer, Cudahy, Fox Point, Franklin, Glendale, Greendale, Greenfield, Hales Corners, Milwaukee, Oak Creek, River Hills, Shorewood, South Milwaukee, St. Francis, Wauwatosa, West Allis, West Milwaukee and Whitefish Bay.